It's not as bad as you think. You're alive. You have your health (hopefully). Tomorrow you'll most likely be alive and still have your health. This is the starting point.
Those that love you came along for the ride. If you tried as hard as you could, and you took this gamble with their blessing, you do not owe them an apology -- although it wouldn't hurt to give one. They'll still love you and you'll still be making decisions together.
Debt is bad, but they don't throw you in jail for being in debt, at least in the states. Do some studying on dealing with creditors. It's a game like any other game, and it helps if you know the rules. Plenty of folks in debt who are living happy and fulfilled lives. It's not the end of the world.
As to whether you'll be viewed as a failure or not, this depends on your peers and your culture. I suggest you hang out with people who view this as a badge of honor. Life sucks enough without having friends who stomp on you while you're down.
Family is another matter. Can't pick your family. But you can set some ground rules for interacting with them. If you need money from them, be prepared to do things you wouldn't normally do. After all, it's only fair to let them drive a bit if you're needing their help.
It's nothing but a thing. It can be hugely disasterous, or it can be a slight bump in the road. The difference is all between your ears, inside your head. You get to decide how to view this part of your life -- great adventure continues or yet another failure. I suggest you choose wisely.
Those that love you came along for the ride. If you tried as hard as you could, and you took this gamble with their blessing, you do not owe them an apology -- although it wouldn't hurt to give one. They'll still love you and you'll still be making decisions together.
Debt is bad, but they don't throw you in jail for being in debt, at least in the states. Do some studying on dealing with creditors. It's a game like any other game, and it helps if you know the rules. Plenty of folks in debt who are living happy and fulfilled lives. It's not the end of the world.
As to whether you'll be viewed as a failure or not, this depends on your peers and your culture. I suggest you hang out with people who view this as a badge of honor. Life sucks enough without having friends who stomp on you while you're down.
Family is another matter. Can't pick your family. But you can set some ground rules for interacting with them. If you need money from them, be prepared to do things you wouldn't normally do. After all, it's only fair to let them drive a bit if you're needing their help.
It's nothing but a thing. It can be hugely disasterous, or it can be a slight bump in the road. The difference is all between your ears, inside your head. You get to decide how to view this part of your life -- great adventure continues or yet another failure. I suggest you choose wisely.