Once Mint.com has closed I started to dig for alternatives and found Monarch Money. Couldn't be happier to pay for the service. New features come out pretty often, and I believe they work on the better support for tracking investments.
Seconded. I used Personal Capital for a while but the links to my accounts broke frequently. Moved to Monarch and paid for it and its way less of a hassle.
same journey as me. monach is great, very happy with it.
What initially sold me on monarch was the cash flow mgmt & visualization. I could never actually get cash flow to work on empower, it gets confused by things like investment transfers and is not overridable enough. Empower in general feels very jank in comparison now.
Compared to mint here is a list of things I like about it in no particular order: No ads, I pay for the service and my data is not sold to 3rd party, design, ability to have many different accounts, auto-sync with all my accounts, transaction reviews, cashflow breakdown and sankey diagrams, mobile application + web versions, transaction logging. beginner friendly budgeting interface, tracking recurring transactions.
Thanks, how are the mobile vs web apps? I found some other services but they're a bit janky on the mobile side whereas with Mint I only used it for mobile, albeit as a reactive rather than a proactive budgeting tool. On that note, how does Monarch compare to YNAB or something where you budget proactively? Is this what you alluded to by "beginner friendly budgeting interface," like what parts make it beginner friendly?
Not really: Ever since Mint's shut down, there have been replacements pouring out of the woodwork. It's a low-hanging-fruit (Due to aggregators like Plaid), saturated marked. Note that the OP's program is a bit different in that it's local, and seems to focus on individual investments vice online account aggregation.
