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If you're not yet in Europe you should consider starting there. I'm in Europe and the only option I have for my SaaS service is PayPal, for some reason all the other processors require a US merchant account (which you can't get without presence in the US).

I agree with most of the criticism that has been said in this thread already, but if you can fix that your key selling point for me is "no merchant account required", you should target outside the US where that matters most.



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