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I like the model of having the patron pay the (variable) cc fee, and having either the patron or creator pay the patreon fee.

$patron_charge = $pledges_to_creators + $cc_fee + ($patreon_fee?)

$creator_payout = $pledges_from_patrons - ($patreon_fee?)

My beef is with aboloshing payment batching, which is the only wholesome value proposition of patreon (i.e. strictly creates or spreads wealth). Without that it's just another locked-down social graph.

The goal for this change seemed to be at-cost fee payments with no loss or profit, and to prevent chargebacks from customers who didn't remember/expect a payment total or payment date.

The first goal is acomplished with the patron-pays-cc-fee model, and the second one might be solveable enough with UX tweaks.

Showing how the total is calculated in a big, ledgible table, perhaps after every new pledge, seems like a useful start. Maybe even showing a calendar, granting the ablility to change the monthly charge date, and sending/offering reminders or adding an export-to-calendar button.

Of course those may be overwhelming to users, so maybe KISS and find out what can be improved later.



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