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Bundling things together is usually frowned upon by credit card companies. Especially when that money is going to end up in a bunch of different places.

It makes anti-money-laundering practically impossible, because all the payments might contain some legitimate component together with some fraud component.

Also, from the user perspective, if a user is unhappy with any one of the things they are patrons of, they might ask the bank to do a chargeback. That would make their chargeback rate much higher, which is also bad for business.



And conveniently for the CC companies, they also make money per transaction.


Seems to me like Patreon partnering with someone like Paypal would be the best bet in the long run.

Have deposits, and transaction fee-less transfers, since everything would happen within Paypal/some bank.




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