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> money is saved for a part of the population, which will spend it

The money mostly goes to the capital-owning class, i.e. the established rich, who spend relatively little of their incomes. They tend to buy high-quality items with a high purchase price and a low total cost of ownership (Terry Pratchett has an interesting passage on boots), and once you've got enough income you just can't spend it all -- so they spend a much smaller percentage of their incomes on job-producing things than the poor. (Here, "the poor" includes the middle class and noveaux-riches, who tend to squander money on mortgages -- and on gaudy short-lived consumer goods, like Teslas).

The rich tend to reinvest money instead of spending it, and typically live well within their means. It's not a bad way to live, as an individual (although you need some self-control and relatively modest tastes); but it has problems when most income goes to people who live this way. A lot of money ends up chasing few investment opportunities -- a situation that should sound familiar from the financial news.



> The money mostly goes to the capital-owning class

In a free (and not colluded) market, end prices will go down. Profits will depend on the market, not differently from the effects of economies of scale in general.

> The rich tend to reinvest money instead of spending it

Investing money and spending it is practically the same, from the perspective of the economy.




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