Sure but on the spectrum of tracking data where exactly are you going to draw the line? I'm not saying I agree with what they are doing but clearly these kinds of systems already exist. This kind of reward and punishment system exists pretty much in any large enough organization. What is an internal review and promotion system if not some kind of systematic tracking of data to reward "good" behavior?
If the Chinese government is viewed as one giant organization then again this is just a logical extension of such systems.
They are just taking a cue from credit rating agencies.
Is that really true? Access to credit determines a bunch of things and I'd say it's not just limited to where you live, drive, and work. It can sometimes even determine whether you're able to pay for healthcare or not.