Much like RMS, I use a friend's discount card (and pay in cash) at the grocery store for this reason. Will a purchase of soda and cookies be linked to me and impact my health insurance cost down the road? Will targeted Mountain Dew ads make their way into every website I visit? Probably not, but I'd rather be sure.
The self-checkout machines only ask for the phone number, with no id challenge. I get the discounts + no tracking, my friend gets more gas points, and the store is left wondering why he buys so much toilet paper.
I wonder how long it will be before they start cracking down on this somehow, and how far they'll take it.
I dunno. If a shopkeeper kept detailed records of everything you've ever bought or looked at, and gave that info away, it would be pretty creepy.