I've had nothing but trouble with PayPal. I give them another shot every year or three, but invariably have to jump through piles of hoops to make a first payment, if I'm successful at all. So generally end up using a card directly. Because PayPal is terrible.
It's the price of operation on the internet. There are more avenues of abuse and so they have to be very strict. This resulted in a lot of frustrations from the users, but there is nobody doing better.
